Money Matters

She was 21, nannying during the day and teaching Lagree at night. Three years later, she owns four studios. Here's the inside scoop of the $350K buildout, business loans, and why she’s still reinvesting instead of paying herself.

I need help - I can barely make ends meet with my bills. I've heard people say that you can actually negotiate bills but how do you do it??

Frich Money Diary: What if I can't afford health insurance?

This list includes individual grants, creator funds, and grant directories that feature dozens of up-to-date opportunities for young creators and entrepreneurs that are just starting out.

Frich Money Diary: What's happening with crypto rn?

When I first started fundraising for our first round at Frich - I didn’t know a single investor. People kept telling us to go to wealthy “friends and family” for first easy checks but we didn’t know anyone like that. I went through a lot of trial and error to create this playbook detailing how we raised $3.3M from leading VC-s and angels starting literally from no investor connections.

Get the exact number you'll need to quit your 9-5! Learn from someone who's done it before.

My rent is about to increase and I’m trying to figure out what to do. How do I actually successfully negotiate rent?? The increased rent would be a huge strain for me.

How can I optimize my income, savings, and investments to achieve financial independence as quickly as possible while still enjoying life today? I want to understand the ideal balance between earning more through strategic career moves, saving effectively without sacrificing quality of life, and investing wisely in diverse opportunities like stocks, real estate, or business ventures. Specifically, what steps should I prioritize, and what common pitfalls should I avoid when pursuing this balance to secure long-term wealth while staying adaptable to life's uncertainties?

What does it take to run a food pantry and a shelter in NYC?

Verified pitch competitions any founder can enter regardless of your industry - whether you're a creator, beauty/CPG founder, tech builder, or anything in between.

The financial reality of becoming a prima ballerina.

Sim Kaur went from a tiny Facebook group to living off her investment returns; all through simple, consistent investing. In this interview, she breaks down the exact mindset and habits that got her to financial freedom years earlier than expected. If you want a realistic, hype-free path to independence, this is the one to read.

When we started Frich, we honestly had no idea how many programs (& how much free cash!) existed for tiny teams and early-stage founders. There are billions of dollars in federal and state incentives designed for entrepreneurs and pre-profit startups but most founders have no idea they exist.If you’re building with a small team, working with contractors, or still figuring out product-market fit, there is real money on the table for you. Sometimes it’s tax-free benefits, sometimes it’s credits you can use later, and sometimes it’s literal cash back to your company. This is the cheat sheet we wish someone had handed us on Day 1 ⬇️

When I first moved to the US, I had no idea how many tax savings and incentives were available here. Looking back, I wish someone had handed me a simple guide - especially explaining the difference between what you can do as a 9–5 employee versus what becomes possible the moment you earn any side-hustle or business income. So here are the year-end strategies that can help you save anywhere from $5k-$50k before end of the year ⬇️

Hi Frich! I have an awkward question that I need help navigating. One of my friends asked me if I would invest in her business idea. I think it's a good idea but I'm not sure I believe that she'll be dedicated to this. How do I navigate the conversation? I do want to be able to invest in small businesses but how do I know when is the right time for me to do it? And how do I make sure I pick the right business / don't ruin our friendship? Any tips would be super helpful!

Eileen went from making $12/h to pulling in $30K months at age twenty. Her secret isn’t luck - it’s learning how to turn scrappy UGC skills, and faceless marketing into real income. In this interview, she breaks down exactly how she did it (and how you can start with zero followers).

Thinking about kids, career growth, or just asking for more money? Ursula Mead (founder of InHerSight) breaks down how she negotiated for herself at work and at home - and why advocating for what you need is never “too much.”