Back to Money MattersCan I afford to live alone?Planning for FutureAccess this article – it's free!Sign up for our newsletter to gain access to this content. If you are already a subscriber just use the same email address.I agree to receive emails from Frich and our partners. Thank you!You are now signed up to the Frich Newsletter.Oops! Something went wrong while submitting the form.Use this quick and easy calculator to find out if you can afford to live alone or you need a roommate (or two)! Can I Afford to Live Alone? We’ll compare your solo rent against a housing budget (e.g., 30% of income). If it’s tight, we’ll estimate the roommates you’d need. Annual Income (before tax) We’ll convert to monthly automatically. % of Income for Housing 25% thrifty 30% classic 33% landlord cap 40% stretch Solo Apartment Rent (monthly) The studio/1BR you’re considering. Utilities (monthly, total) Electric, gas, internet, water, trash, etc. (total household amount). Other Fixed Monthly Expenses (optional) Debt payments, commuting, insurance, subscriptions. (Not part of the 30% rule—shown for context.) Calculate Reset — — Housing Budget (Rent + Utilities) $0 Your Solo Monthly Cost (Rent + Utilities) $0 Leftover After Housing + Fixed $0 Rent-to-Income (Solo) 0% Scenario Your Share: Rent Your Share: Utilities Total (You) Watch video